What is Motor Insurance?
Motor insurance is a contract between the vehicle owner and the insurer that offers financial protection against losses due to road accidents, theft, fire, natural calamities, and third-party liabilities.
In India, motor insurance is mandatory under the Motor Vehicles Act, 1988, which requires every vehicle owner to have at least third-party liability insurance. However, opting for comprehensive insurance ensures complete protection against all possible risks.
Why Choose Motor Insurance?
Motor insurance safeguards you against financial losses from accidents, theft, or natural disasters, ensuring protection and peace of mind.
Financial Protection
Accidents can lead to costly repairs, medical bills, and legal expenses. Motor insurance ensures you don’t bear these financial burdens alone, covering vehicle damage and third-party liabilities.
Key Features of Motor Insurance
Zenisk Insurance provides motor insurance with comprehensive coverage and maximum benefits for your peace of mind.
Comprehensive Coverage
Our motor insurance policies cover both own damages and third-party liabilities, ensuring complete financial protection in case of accidents, theft, or natural disasters.
Third-Party Liability Protection
We provide mandatory third-party insurance to cover damages to another person’s vehicle, property, or medical expenses in case of an accident.
Cashless Claim Facility
With our wide network of partner garages, you can avail of cashless repairs without paying upfront. Simply take your vehicle to an authorized garage, and we’ll handle the expenses directly with them.
Protection Against Theft & Natural Disasters
We provide compensation if your vehicle is stolen or damaged due to floods, earthquakes, fire, or riots.
Personal Accident Cover
Our policies include coverage for accidental injuries, disability, or death, providing financial support to you or your family.
Add-On Covers for Extra Protection
Enhance your motor insurance with optional add-ons for greater coverage and security.
- ⦁ Zero Depreciation Cover – Get full claim value without considering vehicle depreciation.
- ⦁ Roadside Assistance – Get immediate help for breakdowns, towing, or flat tires.
- ⦁ Engine Protection Cover – Covers damages to the engine due to waterlogging or oil leakage.
- ⦁ Consumables Cover – Covers costs of essential car parts like engine oil, nuts, bolts, and lubricants.
Hassle-Free Online Policy Purchase & Renewal
Easily purchase or renew your motor insurance online in just a few clicks, with no paperwork required.
Benefits of Motor Insurance
Motor insurance safeguards you financially, covers accidents, ensures legal compliance, and provides peace of mind.
Motor insurance helps pay for repair costs if your vehicle is damaged due to an accident, ensuring that you don’t have to bear the financial burden alone.
If you accidentally cause damage to another person’s vehicle, property, or injury, third-party insurance ensures that you don’t have to pay out of pocket.
If your car or bike is stolen, motor insurance provides a payout based on the insured declared value (IDV) to help you recover your financial loss.
Motor insurance covers damage caused by floods, earthquakes, storms, cyclones, fires, and landslides, ensuring you are financially protected.
Many policies include personal accident coverage, offering financial support in case of injuries, disabilities, or even death due to an accident.
If you don’t make any claims during your policy term, you get a No Claim Bonus (NCB), reducing your renewal premium by up to 50% over time.
With a wide network of garages, you can get your vehicle repaired without paying upfront. The insurer directly settles the bill with the garage.
Most motor insurance providers offer easy online renewal options, allowing you to extend coverage without any paperwork or physical visits.
Why Choose Zenisk for Motor Insurance?
Zenisk Insurance offers fast claims, cashless repairs, and flexible coverage for complete vehicle protection.
