What is Commercial General Liability (CGL)?
In today's litigious business environment, a simple accident on your premises or a flaw in your operations can lead to devastating lawsuits. Commercial General Liability (CGL) insurance is the primary line of defense against claims of bodily injury or property damage brought by third parties.
This comprehensive policy acts as a financial shield, covering massive settlement payouts as well as the exorbitant legal defense costs required to protect your business reputation.
Key Coverage Features
Premises Liability
Covers injuries or damages sustained by visitors, clients, or vendors while at your business location or facility.
Operations Liability
Protects against third-party damages caused by your business operations, even if they occur off-site.
Products Liability
Protection against claims that a product you manufactured or sold caused injury or damage to a consumer.
Defense Costs
Covers expensive attorney fees, court costs, and legal representation, regardless of whether the lawsuit is ultimately successful.
The Zenisk Advisory Advantage
We review your activities, territorial requirements and contract obligations, highlighting exclusions and exposures that may need separate professional, cyber or other liability cover.
Audit Your Liabilities