Our personal health discussions start with a family floater: a shared sum insured for the family members accepted into the policy. We help compare the cover amount and terms against your family's ages, health history and preferred hospitals.
What to review
Sum insured
Consider family size, treatment costs and whether one large claim could reduce cover available to others.
Hospital and room limits
Compare hospital access, room eligibility, co-payments and disease-specific limits.
Waiting periods
Review declared medical conditions, waiting periods and continuity or portability terms.
Benefits to compare
Check restoration, pre- and post-hospitalisation benefits and maternity options where relevant.
What to keep ready
Members' ages, medical history, current policy and renewal date, claims history and preferred hospitals.
How Zenisk helps
We help you organise the information, compare suitable insurer terms, clarify differences and coordinate policy servicing and claims documentation.
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