Business insurance

Fire and property

Buildings, stock, contents and business interruption.

Protecting buildings, stock and business assets

Fire and property insurance should reflect the actual occupancy, asset values and protection measures at each location. We compare suitable property wordings and any separate business interruption requirements.

What to review

Buildings and contents

Review buildings, plant, stock, furniture and declared contents.

Insured perils

Compare fire and allied-peril scope, natural catastrophe terms and relevant add-ons.

Valuation

Check reinstatement or market-value basis, stock variation and underinsurance provisions.

Business interruption

Review the insured trigger, gross profit basis and required indemnity period separately.

What to keep ready

Location details, occupancy, asset values, fire-protection arrangements, existing policy and claims history.

How Zenisk helps

We help you organise the information, compare suitable insurer terms, clarify differences and coordinate policy servicing and claims documentation.

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