Business insurance

Employees' compensation

Workplace injury and employer liability needs.

Insurance for employer liability arising from work-related injury

Employees' compensation insurance addresses the employer's liability for covered employment-related injury under the laws specified in the policy. It is not the same as a fixed-benefit Group Personal Accident plan.

What to review

Workforce declaration

Declare occupations, employee categories, wages and work locations accurately.

Liability scope

Review the applicable legal basis and the wording for work-related injury and occupational disease.

Contract labour

Clarify responsibility for contractor employees and any required extensions.

Claims preparation

Maintain employment, wage, incident and medical records for insurer review.

What to keep ready

Wage roll, headcount by occupation, contractor arrangements, worksite details and previous claims.

How Zenisk helps

We help you organise the information, compare suitable insurer terms, clarify differences and coordinate policy servicing and claims documentation.

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