Employees' compensation insurance addresses the employer's liability for covered employment-related injury under the laws specified in the policy. It is not the same as a fixed-benefit Group Personal Accident plan.
What to review
Workforce declaration
Declare occupations, employee categories, wages and work locations accurately.
Liability scope
Review the applicable legal basis and the wording for work-related injury and occupational disease.
Contract labour
Clarify responsibility for contractor employees and any required extensions.
Claims preparation
Maintain employment, wage, incident and medical records for insurer review.
What to keep ready
Wage roll, headcount by occupation, contractor arrangements, worksite details and previous claims.
How Zenisk helps
We help you organise the information, compare suitable insurer terms, clarify differences and coordinate policy servicing and claims documentation.
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