Group term life provides an agreed death benefit for eligible members under a master policy. It serves a different purpose from medical insurance and accident-only benefits.
What to review
Benefit structure
Compare a flat sum assured or salary-linked benefit for defined employee categories.
Eligibility
Review joining and exit rules, age limits and when membership cover takes effect.
Underwriting
Check free-cover limits, medical evidence requirements and benefit amounts above those limits.
Administration
Keep nominations, employee changes and renewal data current.
What to keep ready
Employee census, dates of birth, salary or benefit categories, current scheme and past claims.
How Zenisk helps
We help you organise the information, compare suitable insurer terms, clarify differences and coordinate policy servicing and claims documentation.
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