Machinery insurance focuses on sudden accidental mechanical or electrical breakdown of declared equipment. Installation-stage risks belong in an Erection All Risk review, while electronic equipment may require its own wording.
What to review
Equipment schedule
List each machine, age, capacity, replacement value and critical spare.
Breakdown cover
Compare repair and replacement terms, deductibles and exclusions for wear, maintenance and gradual deterioration.
Electronic equipment
Review computers, control systems and specialist electronic assets under suitable cover.
Downtime exposure
Assess whether separate machinery loss-of-profit cover is needed for production interruption.
What to keep ready
Machine schedule, maintenance records, replacement costs, inspection reports and previous breakdown claims.
How Zenisk helps
We help you organise the information, compare suitable insurer terms, clarify differences and coordinate policy servicing and claims documentation.
Request a consultation