Professional indemnity addresses claims alleging errors, omissions or negligence in the professional services declared to the insurer. It is different from general premises and public liability cover.
What to review
Declared services
Describe the work actually performed, client contracts and any subcontracted services.
Claims-made terms
Review the retroactive date, reporting requirements and continuity of cover.
Financial loss and defence
Compare the indemnity limit, defence-cost treatment, excess and relevant exclusions.
Clients and territory
Check jurisdiction, overseas work, contract requirements and prior complaints.
What to keep ready
Services description, turnover, client geography, standard contracts, professional qualifications and claims or circumstances history.
How Zenisk helps
We help you organise the information, compare suitable insurer terms, clarify differences and coordinate policy servicing and claims documentation.
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